Dueling Ads on Medicare

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As parties on both sides continue the never ending battle over medicare reform this weekend looks to take center stage as two large organizations go head-to-head to try and sway influence over lawmakers.

America’s Health Insurance Plans and it’s rival the American Medical Association will be running dueling ads that are set to bombard your favorite national cable outlet this weekend.

Here’s a sneak peak at what you can expect *. First America’s Health Insurance Plans ad titles Again:

Next is the Medicare Cuts Hurt Seniors’ Access to Care by American Medical Association although I’m sure they’ll run a sleek 30 sec. spot this is the gist of their argument.

Of course I think they’re both wrong! I think the only real reform that will work going forward is to get the Federal Government out of the health care business all together. Market forces and competition will drive prices so low that medical needs and even insurance will be affordable by even those on a severely fixed income with the states, local organizations, churches and charity’s taking care of the most drastic cases of need.

Two Dueling Ads on Medicare Set for Congressional Recess

Two powerful health trade groups will begin airing dueling ads this week in their fight over Medicare, hoping to influence Congress as lawmakers face pressure to reverse scheduled cuts in doctor fees.

America’s Health Insurance Plans, a trade group of private insurers, is siding with Senate Republicans and the White House in their standoff with Democrats over a measure that would halt the cuts by trimming payments to private insurers. The ads, which will run on national cable television through the weekend, say reducing payments to UnitedHealth Group Inc. and other private insurers through a program called Medicare Advantage could push millions of seniors out of their current coverage.

“Millions more will have to pay higher out-of-pocket costs for health care and lose important benefits they depend on,” the ads say.

On the other side, the American Medical Association said Tuesday it was airing new television and radio ads in six states through the week that targets a group of senators who blocked action on the proposed legislation. The bill passed the House but stalled in the Senate last week amid a veto threat by President Bush.

The ads, which will initially run in Mississippi, New Hampshire, Pennsylvania, Tennessee, Texas and Wyoming, open with a reference to Independence Day. They then say: “There’s no celebrating for the millions of seniors, the disabled and military families who will lose their access to health care. A group of U.S. senators voted to protect the powerful insurance companies at the expense of Medicare patients’ access to doctors.”
  • Note that these are similar ads and the author makes no claim to having knowledge of which ads will run

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Brian Simpson's picture
I've come to the realization that a total withdrawal from the health care market by the government is unworkable. I do actually believe that there will be a role for the gov't to "lube the gears" of the market. There is some significant legislation that can take place to ensure needed reforms.

One of the biggest issues is pre-existing conditions. This would require some type of legislation making it attractive for insurance companies to insure those with some of these conditions. [You wouldn't believe the stupid crap that gets people flat out declined for coverage.] Unless we account for these conditions, then a free market approach is DOA in the political arena.


Fighting for conservatism one day at a time.
Steve Foley's picture

...is the number one hindrance of all good reform.

The reasons for this

Quote:
One of the biggest issues is pre-existing conditions. This would require some type of legislation making it attractive for insurance companies to insure those with some of these conditions. [You wouldn't believe the stupid crap that gets people flat out declined for coverage.] Unless we account for these conditions, then a free market approach is DOA in the political arena.

will go away!

With proper tort reform along side free market health care reform these disqualifications would cease to exist or at least be greatly diminished under that system.

Nothing is going to be 100% perfect,it can't be, but changes/reforms such as these are closer to that goal than anything we're doing now or trying to do with band-aid type fixes!

Brian Simpson's picture
These conditions are excluded on a cost/benefit basis right now. Opening up the market (even if it would reduced medical costs and lower premiums) still serves to make health conditions like diabetes and colitis conditions that insurance companies would not want to touch with a 10 foot pole attached to the end of bomb robot.

There is going to have to exist some measure of government involvement (and I actually think it is far more a creation of a new legal structure) that would give incentive to insurance companies to cover these individuals.


Fighting for conservatism one day at a time.
Steve Foley's picture

...states, local organizations, churches and charity’s can subsidize and handle the types for cases that insurers won't touch! With lower prices due to competition and market forces along with tort reform the need for high cost health insurance will decrease immensely most will opt to pay for their health care as problems arise instead of forking over monthly sums of cash.

I don't see this as the business of the federal government it should have never gotten this far!

Brian Simpson's picture
it has gotten this far. The federal government is involved. They must therefor be involved in the solution. Any hope for anything else is impractical.


Fighting for conservatism one day at a time.
Steve Foley's picture

...involved from removing themselves from it ;0)

Brian Simpson's picture
relying on the states to take care of this issue results in this:

Dear Missouri Broker,

Due to recent changes in Missouri legislation, Golden Rule Insurance Company will no longer offer HIPAA plans in this state. Missouri’s plan to implement the Missouri Health Insurance Pool (MHIP), as the State Alternative Mechanism, has been approved. The MHIP will provide guarantee issue policies to HIPAA eligible individuals effective July 1, 2008.

Applicants requesting a HIPAA plan, with an effective date on or after July 1, 2008, will be directed to MHIP.

We commend the Missouri legislature on this change as it helps to control health-care costs, which in turn, allows us to offer more competitive products to better meet the needs of your clients.


And this:

Effective July 1, 2008, Anthem Blue Cross and Blue Shield will no longer offer the guaranteed issue HIPAA products (Blue Preferred HIPAA, Blue Access 80 HIPAA, and Blue Access 100 HIPAA) in Missouri. As a result, those applicants who are not eligible for Anthem's individual health plans will be directed to the Missouri Health Insurance Pool www.mhip.org , which now serves as the HIPAA alternative mechanism for Missouri residents.


I'm not so sure that the states have the ability to manage these plans any better. Oh well, looks like my taxes are going to go up.


Fighting for conservatism one day at a time.
Steve Foley's picture

current system... no, they can't, You're right about that! But free from the mess that we're in now I think an adequate solution can be obtained!